Charles Wrock and Associates
Real Estate Law

Buying or selling a house is an exciting and stressful time. The legal definition of real estate or real property is land and the buildings on it. Real estate law governs who may own and use the land, buildings, and things permanently attached to land and buildings.
Real estate is the modern term for land and anything that is permanently affixed to it. Fixtures include buildings, fences, and things attached to buildings, such as plumbing, heating, and light fixtures. Property that is not affixed is regarded as Personal Property. For example, furniture and draperies are items of personal property.
The sale and lease of real estate in Canada are major economic activities and are regulated by provincial and federal laws. The two major types of real estate are commercial and residential real estate. Commercial real estate involves the sale and lease of property for business purposes. Residential real estate involves the sale and rental of land and houses to individuals and families for daily living.
Most purchases of residential real estate require the buyer to obtain a mortgage from a bank or other lending institution. The lending institution receives a security interest on the real estate, which means that if the borrower defaults in paying back the mortgage, the institution can obtain title to the property and resell it to pay off the mortgage debt.Charles Wrock and Associates are experts in the field of Real Estate law and can assist you in all aspects of your sale, resale or mortgage.
Our clients come from all over southern Ontario and receive the advice and assistance that over 60 years of combined practice can offer.

Charles Wrock and Associates use their best judgement and understanding of the law to assist our clients. We gather and understand the details related to the issue or case, give our clients information on the law, and provide legal opinions or advice. We have the inter-personal skills and ability to communicate well, with their clients and in courts of law. We keep up to date on the law and legal procedures - as well as the community where we practice - through ongoing training and development to maintain our knowledge and skills. We act for the benefit of our clients, while maintaining client confidentiality and avoiding potential conflicts of interest.

The responsibilities of these well-educated and highly skilled professionals at Charles Wrock and Associates include:

Advise clients of their legal rights and all matters related to law

Research legal precedents and gather evidence

Plead clients' cases before courts of law, tribunals and boards

Draw up legal documents such as real estate transactions, wills, divorces and contracts

Prepare statements of legal opinions

Negotiate settlements of civil disputes

Perform administrative and management functions related to the practice of law

Act as mediator, conciliator or arbitrator;

Act as executor, trustee or guardian in estate and family law matters.

There are 4 major criteria when making a choice of legal counsel.

Comfort Level: Are you comfortable talking to the lawyer and speaking about your personal information and needs? Is the lawyer interested in working with you to solve your legal questions?

Credentials: How long has the lawyer been in practice? Does the lawyer have experience in similar issues? Does the lawyer have any special qualifications that will assist you in a quick resolution or solution?

Location: Is the lawyer's office located near you?

Cost: Will you receive the best value for your money? When you are facing a major challenge or crisis, the consequences of poor advice are always much more expensive than the result of good advice.

You are innocent until proven guilty.
Innocence and guilt are legal terms; they have nothing to do with whether you have actually committed a crime. The Crown must prove that you are guilty within the rules of evidence and the law AND beyond reasonable doubt.

What does the rule of law mean?
It means that everyone is subject to the law; that no one, no matter how important or powerful, is above the law - not the government; not the prime minister, or any other minister; not the Queen nor the Governor General nor any Lieutenant-Governor; not the most powerful bureaucrat; not the armed forces; not Parliament itself, or any provincial legislature.

None of these has any powers except those given to it by law; by the Constitution Act, 1867, or its amendments; by a law passed by Parliament or a provincial legislature; or by the Common Law of England, which we inherited, and which, though enormously modified by our own Parliament or provincial legislatures, remains the basis of our constitutional law and our criminal law, and the civil law (property and civil rights) of the whole country except Quebec (which has its own civil code).